Arkansas Take-Home Pay Calculator 2026
Quick Answer: In 2026, Arkansas has a progressive income tax from 0.00% to 3.70%. On a gross annual salary of $75,000, a single W-2 filer takes home approximately $59,276, while married joint filers take home about $62,397. Use the paycheck calculator below to estimate your exact net earnings.
What is the state tax in Arkansas?
Arkansas levies a progressive income tax from 0.00% to 3.70% on W-2 wages. Standard deduction shields a portion from tax.
What do you keep on a $75,000 salary?
Single W-2 filers retain about 79.0% of their gross paycheck, leaving $59,276 net.
How does FICA payroll tax apply?
A flat 6.2% is deducted for Social Security (up to $184,500) and 1.45% is deducted for Medicare.
Are OBBBA tax shelters applicable?
Yes. The federal overtime tax deduction helps W-2 earners shield their half-time overtime premiums from income tax.
How Does Arkansas Tax Your Paycheck in 2026?
Your net take-home pay depends on federal income tax brackets, FICA payroll taxes, and state income tax codes. Arkansas has a progressive income tax from 0.00% to 3.70% on personal wages. Standard deductions for 2026 are set at $2 470 for single W-2 filers and $4 940 for married joint filers, which reduce taxable income before tax brackets apply.
Federally, tax brackets are progressive, ranging from 10% to 37% (Rev. Proc. 2025-32). FICA taxes are also flat, with 6.2% Social Security (up to $184,500) and 1.45% Medicare.
What Are the Arkansas Progressive Tax Brackets?
| Bracket Rate | Single Taxable Range |
|---|---|
| 0.00% | $0 to $5,600 |
| 2.00% | $5,600 to $11,200 |
| 3.00% | $11,200 to $16,000 |
| 3.40% | $16,000 to $26,400 |
| 3.70% | Over $26,400 |
What Do You Keep: Paycheck Breakdown in Arkansas?
The table below outlines how much you keep at different gross annual salaries. These calculations assume a single W-2 filer with a standard deduction and no pre-tax retirement or health insurance contributions:
| Gross Salary | Federal Tax | State Tax | FICA | Take-Home Pay | Effective Rate |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $1,391 | $3,825 | $40,964 | 18.1% |
| $75,000 | $7,670 | $2,316 | $5,738 | $59,276 | 21.0% |
| $100,000 | $13,170 | $3,241 | $7,650 | $75,939 | 24.1% |
| $150,000 | $24,734 | $5,091 | $11,475 | $108,700 | 27.5% |
- Federal tax$13,17013%
- Arkansas tax$3,2413%
- FICA$7,6508%
- Take-home$75,93976%
- Gross$100,000
What Arkansas-specific taxes and rules affect your paycheck?
Arkansas levies a graduated state income tax with a top marginal rate of 3.7% for 2026, reduced from the prior 3.9% by legislation enacted in the 2026 First Extraordinary Session. The exact bracket breakpoints come from the Arkansas Department of Finance and Administration (DFA) and should be checked against the current dated DFA schedule before relying on them, since the rate tables are inflation-adjusted annually.
Arkansas has no city or county local income tax — no jurisdiction imposes a local wage or occupational tax. One narrow exception exists: under the Texarkana border-city exemption, income earned in Texarkana by a Texarkana resident is exempt from Arkansas income tax.
Withholding form and employer-side context
Employees file Form AR4EC, the Arkansas Employee's Withholding Exemption Certificate, as the state analog of the federal W-4. Withholding is administered through the DFA, while unemployment is handled by the Division of Workforce Services. Arkansas SUI/SUTA applies on a wage base of $7,000 per employee, with experienced-employer rates ranging from 0.2% to 10.1% and a new-employer rate of 2.0%. This is an employer cost and is not deducted from employee pay.
Wages and context figures
Arkansas has no state paid-family-leave or disability payroll deduction. The state minimum wage is $11.00 per hour, with a tipped minimum cash wage of $2.63. For perspective, the Arkansas median household income is about $60,773 (U.S. Census Bureau, 2020-2024), so the take-home figures on this page reflect roughly the situation of a typical Arkansas household.
How Do You Calculate Your Arkansas Paycheck Step-by-Step?
Want to calculate your paycheck manually? Follow this ordered step-by-step list:
- Determine your gross annual wages (or wages per pay period).
- Subtract pre-tax deductions like traditional 401(k) contributions (up to $23,500) and health premiums.
- Subtract your federal standard deduction ($16,100 for single filers, $32,200 for married joint filers) to find your federal taxable income.
- Apply progressive 2026 federal income tax brackets to calculate your federal tax.
- Subtract your state standard deduction (if any) to find state taxable income, and apply the flat rate or progressive brackets of Arkansas.
- Compute FICA payroll taxes: 6.2% for Social Security on wages up to $184,500, and 1.45% for Medicare.
- Subtract all calculated taxes and FICA from your gross pay to find your net take-home salary.
How Does the 2026 Federal Deduction Affect Overtime in Arkansas?
Under the federal OBBBA overtime tax deduction (valid for tax years 2025 through 2028), the 0.5x premium portion of your time-and-a-half overtime rate is exempt from federal income tax. This deduction is capped at $12,500 for single W-2 filers and $25,000 for married couples filing jointly. You still owe FICA and state income taxes on this premium portion. To calculate your overtime premium tax savings, visit our dedicated No Tax on Overtime Calculator.
How Does Arkansas Compare to Neighboring States?
Comparing income taxes across neighboring states helps evaluate job offers and geographical cost advantages: